As I've finally found my feet back under me and have been making future plans, I realized something profound. Okay...maybe not something NEW, but something that I needed to ensure I stayed grounded and on track.
I needed a PLAN.
For the past several months, I was operating under the "I just want to survive" mode. I didn't really have a mindset for future plans, other than ensuring I could pay my bills, I had a roof over my head, and food to eat. And that worked...for awhile.
But then things started to get tight. There started to be more month than money. I couldn't figure out what was happening because everything that needed to be paid was being paid. I legit was confused.
After a couple months of floundering trying to figure it out (yep, I like to make things interesting), I came across a book on my bookshelf entitled "The 21-Day Financial Fast: Your Path to Financial Peace and Freedom," by Michelle Singletary (learn more here). Pretty sure God led me right to it since I've been praying for financial guidance for awhile now. Let's just say I had an AHA moment! I desperately needed to do something about my financial situation, and it seemed like this book may be able to help!
So as of today, I am on day 8. And yesterday, day 7, I had to create a budget. Which meant I had to hardcore look at where all my money was going and where I needed it to be going for all my bills.
I'll just leave how I felt about it in two words....EYE OPENING!!
Holy goodness. I didn't realize how much money I was spending on ordering food or going out to eat or grabbing that cup of coffee with a friend. And let's not forget my guilty pleasure of monthly pedicures.
I thought I was doing really well with my money. You know...everything was being paid (and on time) so I should have been golden. Right?!
I mean, I would go grocery shopping or order my food to be picked up (hello, Walmart.com grocery pick-up! You can try it out by clicking here and get $10 off!) and then would promptly order food. Duh.
So now, having my eyes opened and seeing where my money was going, I have a better understanding of where I can save some of that extra money so things aren't quite so tough at the end of the month. All it takes is a little bit of knowledge and awareness and then using that information to make a solid PLAN. I am no longer floundering around and lying to myself about where my money is going.
Oh, and I had another amazing idea during the first few days of my financial fast. I was racking my brain trying to figure out what I could do to make a little extra money (if you recall one of my previous posts, I had signed up for Lyft). But let me put it this way about Lyft...I signed up and was approved on April 5th to drive for them. But I have yet to actually make my first trip. So yeah...I don't really think I want to drive with Lyft. Oops.
So anyways - back to my grand idea! I was meeting with a new friend, talking about the financial fast, and he asked me why I didn't do any online coaching or programming. You know, like my health coaching stuff. And you guys...seriously...he may as well have hit me in the head with a baseball bat!
Like, seriously...why HAVEN'T I been doing that?!
Once again, I needed that reminder so that I could put a plan into place. I had a client earlier this year and we worked together online and via text, which worked perfectly for both our schedules. And you guys! I already have another one signed up and ready to go!
It's amazing how putting a PLAN into place truly helps everything align in your life.
If you feel like you are floundering about or worried about paying bills every month, I would highly suggest making a PLAN for your life/budget/etc. It truly does pay to take the little extra time to sit down, make a plan, and then follow the plan through to fruition (that's how you reach your goals!). It also helps alleviate a lot of stress and anxiety!!
If you're looking for a wellness coach or someone to help you out with nutrition, life situations, health concerns, or even want some online workout programming, let's chat! I am back and better than ever, ladies and gents! You can also check out more about me here. I would love to help you get back on track to feeling and looking your best!
I hope you all have a beautiful week! And are ready to get your plans back on track!
With love and wellness,